Personal Checking

DDA Personal Account

Minimum Balance Requirements
  • You must deposit $100.00 to open this account.
  • If the account balance falls below $700 during a statement cycle, then an account Service Charge (maintenance fee) of $6.00 will be charged for that statement period.
  • If the account balance falls below $500 during a statement cycle, then an account Service Charge (maintenance fee) of $7.00 will be charged for that statement period.
  • If the account balance falls below $300 during a statement cycle, then an account Service Charge (maintenance fee) of $8.00 will be charged for that statement period.
  • For full account disclosures please contact New Accounts at (979) 732-2332

DDA Student Account

Minimum Balance Requirements
  • You must deposit $100.00 to open this account.
  • For full account disclosures please contact New Accounts at (979) 732-2332

DDA Personal Account – Age 65 and over

Minimum Balance Requirement
  • You must deposit $100.00 to open this account.
  • For full account disclosures please contact New Accounts at (979) 732-2332

MMA Personal Account

Minimum Balance Requirements
  • You must deposit $10,000.00 to open this account.
  • A minimum balance Service Charge (maintenance fee) of $8.00 will be imposed every statement cycle if the balance falls below $5,000.00 any 1 day of the statement cycle.
  • You must maintain a minimum daily balance of $5,000.00 in the account each day to obtain the disclosed annual percentage yield.
  • You will earn interest for every day during the period that your account equals or exceeds the minimum daily balance requirement.
  • For full account disclosures please contact New Accounts at (979) 732-2332

NOW Personal Account

Minimum Balance Requirements
  • You must deposit $1,500.00 to open this account.
  • A Service Charge (maintenance fee) of $8.00 will be imposed every statement cycle if the average daily balance for the statement cycle falls below $1,500.00.
  • The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.
  • You must maintain a minimum daily balance of $1,500.00 in the account each day to obtain the disclosed annual percentage yield.
  • You will earn interest for every day during the period that your account equals or exceeds the minimum daily balance requirement.
  • For full account disclosures please contact New Accounts at (979) 732-2332

 

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