Fees and Charges

The following fees and charges may be assessed against your account:

Check printing fess vary by the style of check ordered.
An overdraft fee of $30.00 will be charged per item for covering overdrafts created by check, in-person withdrawals, ACH and ATM/Debit Card withdrawals, ATM withdrawals, or other electronic means.

(Balance) Inquiry Charge (over 2 per month) $1.00
(Balance) Inquiry/Transaction Fee at any ATM other than FSB’s $1.00
Balancing Statement (per hour charge) $25.00
Balancing Statement (minimum fee) $10.00
Cashier’s Check $5.00
Check Cashing (non-customers) $10.00
Checks (12 temporary checks) $12.00
Collections – Bonds (plus postage, if applicable) $8.00
Collections – Coupons (plus postage, if applicable) $7.00
Collections – Coupons (each additional series) $.50
Collections – Customers $10.00
Collections – Non-customers $50.00
Copy of an Item $1.00
Custom PIN Setup for ATM Card $5.00
Deposit Item Return Charge $8.00
Exceptions – Check not signed $5.00
Internet Banking $0.00
Item not readable by Equipment $.50
Manual Telephone Transfer Withdrawal $5.00
Opening/Closing Account within 30 days $25.00
Overdraft Fee $30.00
Replacement ATM Card or Debit Card $10.00
Research (minimum fee) $10.00
Research (per hour fee) $25.00
Return Item Fee $30.00
Safe Deposit Box Drilling by Bank $100.00
Safe Deposit Box Key Deposit $30.00
Safe Deposit Box Lost Key $30.00
Safe Deposit Box Rental (2x5x22) $30.00
Safe Deposit Box Rental (3x10x22) $40.00
Safe Deposit Box Rental (4x5x22) $35.00
Safe Deposit Box Rental (4x10x22) $45.00
Safe Deposit Box Rental (5x10x22) $50.00
Safe Deposit Box Rental (8x10x22) $90.00
Safe Deposit Box Rental (10x10x22) $100.00
Safe Deposit Late Fee – Large Box (if rent not paid by Feb. 1st) $20.00
Safe Deposit Late Fee – Small Box (if rent not paid by Feb. 1st) $15.00
Statement Copy $2.00
Stop Payment Charge $30.00
Transfer Charge (in-house) $10.00
Transfer of Loan & Administration Fee $50.00
Uncollected Funds Charge $30.00
Wire Transfer – Customer Outgoing $15.00
Wire Transfer – Customer Incoming $5.00

Account Analysis Charge (based on a calculated formula)
Internet Banking Bill Pay Fee (free)
International ATM Fee (1.00%)
Safe Deposit Box Drilling by Third Party (actual cost)