DDA Personal/Business Account

Minimum Balance Requirements:

  • You must deposit $100.00 to open this account.
  • If the account balance falls below $700 during a statement cycle, then an account Service Charge (maintenance fee) of $6.00 will be charged for that statement period.
  • If the account balance falls below $500 during a statement cycle, then an account Service Charge (maintenance fee) of $7.00 will be charges for that statement period.
  • If the account balance falls below $300 during a statement cycle, then an account Service Charge (maintenance fee) of $8.00 will be charges for that statement period.
  • For Business accounts, account analysis charges may apply.

Processing Order

  • All credit transactions are processed first
  • Debits, or withdrawals, from your account will be processed in check number order
  • All other items are processed smallest item first

Transaction Limitations

  • No transaction limitations apply to this account